I've been reformed
I found out what financial reform really means. I have this credit card that I have not used very much. I can only max out so many at a time. I receive a letter from the company ( in the spirit of South Park lets call it City Bank) stating that because I am such a good customer my once fee free card now cost me $60.00 a year! I tried to call and cancel but apparently there was some fine print that I did not contact them within the required time and I m still on the hook for the yearly fee. Thank you very much for helping my financial condition with "reforms". ibf.